Private Policy | Distinct Mortgages

Important Information

Distinct Finance Limited (our Firm) is a company registered with the Jersey Financial Services Commission, company number: 131603.

Why Should You Read This Document?

During your dealings with us, we will ask you to provide detailed personal information relating to your circumstances, financial situation, and, in some cases, sensitive information. This document explains how we will handle your Personal Data and the rights you have regarding it.

What Do We Mean by “Your Personal Data”?

Your Personal Data includes any information that describes or relates to your personal circumstances, which may identify you directly (e.g., name, address) or indirectly (e.g., employment status, health history).

In the Context of Mortgage/Finance Assistance, Your Personal Data May Include:

Title, name, date of birth, gender, nationality, civil/marital status, contact details, addresses, and documents for identity verification.
Employment and remuneration information (salary, bonuses, benefits).
Bank account details, tax information, loans, credit commitments, personal credit history, income sources, and expenditure.
Health status and history, treatment details, medical reports.
Pre-existing mortgage/finance products and their terms.

The Basis for Using Your Personal Data

When discussing your mortgage/finance requirements, we do so based on a contractual agreement to supply services. We may use your Personal Data for legitimate business interests, to comply with legal obligations, and to respond to inquiries from mortgage lenders or insurance providers.

How Do We Collect Your Personal Data?

We collect your Personal Data mainly from you during our initial meetings and conversations. Information may also be obtained from third parties, such as credit checks or public records.

What Happens to Your Personal Data When Disclosed to Us?

Your Personal Data will be recorded and stored securely. It may be submitted to product providers or lenders as necessary to progress your enquiry or application.

Security and Retention of Your Personal Data

Your privacy is important to us, and we will take steps to keep your Personal Data secure. It will be retained for a minimum of six years or for the duration of our relationship with you.

Your Rights in Relation to Your Personal Data

You can request copies of your Personal Data, ask for clarifications on its use, correct or delete it, and request electronic copies to be sent to another organisation.

For questions or to exercise your rights, please email info@distinctfinance.je. If there are any concerns about unauthorised disclosures of your Personal Data, please contact us immediately.